The Relationship Between Credit Spreads and Interest Rates

Research has shown a negative correlation between interest rates and credit spreads that some find counterintuitive. In the Summer 2007 Journal of Fixed Income, Lin and Curtillet find that different risk components may have different relationships with the interest rate.

Lin and Curtillet find that whether spreads widen in response to an increase in the Fed target rate depends on the lagged response of the yield curve.

On a longer term basis, credit spreads are not determined by interest rates. Instead, they tend to widen in response to crises, significant financial events, and recessions.

For more information, see all articles on: Economic Analysis, Fixed income investments, Investing in bonds

See also:
  • The Effect of Domestic Interest Rates on the Value of Foreign Bonds
  • Performance Attribution for Fixed Income Managers
  • Identifying Financial Risk Exposures
  • Enhanced Indexing Risk Factors in Fixed Income Portfolios
  • The Market Value of a Bond
  • Technical Analysis Explained : The Successful Investor's Guide to Spotting Investment Trends and Turning Points

    The Intelligent Investor: The Classic Text on Value Investing

    Financial Statement Analysis: A Practitioner's Guide, 3rd Edition

    Managing Investment Portfolios: A Dynamic Process (CFA Institute Investment Series)

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